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New Year's Hours

🕑 New Year’s Eve: Closing early at 2 PM | New Year’s Day: Closed all day

Please note, we have adjusted the processing times for our early closure date (12/31) as follows:
- ACH files, Remote Deposit Capture (RDC) deposits, and Mobile Deposits will be processed at 2:00 PM PT instead of 4:00 PM PT.
- Foreign Wires in Foreign Funds must be submitted by 10:30 AM PT for same day processing.
- Domestic Wires and Foreign Wires in US Dollars must be submitted by 1:00 PM PT for same day processing.

From all of us at Oregon Pacific Bank, we wish you a joyful holiday season filled with love, laughter, and memorable moments. Thank you for letting us be a part of your year—we look forward to serving you in 2025!
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Before You Apply

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Qualifications to apply for a small business loan online:

  • Minimum 2 years in business and under current ownership
  • Personal guarantee of all 20%+ owners (minimum of one natural person guarantee or co-borrower)
  • 1st position lien on pledged collateral
  • Business must operate within Oregon Pacific Bank’s service area; west of the Cascades.
  • Maximum Line of Credit and Term loan amount of $250,000; maximum CRE loan amount of $350,000.
  • If you do not meet the minimum qualifications above, connect with one of our experienced bankers to discuss your specific financing needs.

What we need to get started (minimum):

What to expect:

  • You may save your application and return to it at a later time using the link provided in the registration email from sbls@opbc.com.
  • Once your application has been submitted, you will hear from one of our Commercial Relationship Managers who can assist with gathering any additional documents that may be needed and answer any questions you may have.
  • Some of our loans require autopay from an Oregon Pacific Bank or other external business checking account.
  • If you need any help along the way, do not hesitate to contact us. You can also view common questions on our Business Financing FAQ page.

Ready to Apply?

Our online process is secure, fast, and designed to get you the funds you need as quickly as possible. Click the link below to get started on your online application now!

Apply Now!

By clicking “Continue,” you will be directed to a third-party website. Oregon Pacific Bank does not provide, and is not responsible for, the product, service, or overall website content available at this third-party site. Oregon Pacific Bank’s privacy policies do not apply to this external site. For further information, please review the privacy and security policies of the third-party website.

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