Business Banking Solutions

Business Checking & Savings Accounts

At Oregon Pacific Bank, we know that what matters most to your business isn’t just accounts—it’s relationships and trusted guidance. Our checking and savings solutions are tailored for local businesses, professionals, and nonprofits, but our true strength lies in responsive service and local decision-making. We partner with you to provide financial solutions that support your goals, because to us, you’re more than a client—you’re a valued part of our community, and that matters most.

BUSINESS CHECKING

$100 minimum opening balance
$6 Monthly service charge; waived with $1,000 average daily balance
100 Items per month (total debits, credits, and items deposited); $0.20 per item over 100
$5 Monthly statement fee; waived if enrolled in e-statements

ADVANTAGE BUSINESS CHECKING

$100 minimum opening balance
$10 Monthly service charge; waived with $2,500 average daily balance
300 Items per month (total debits, credits, and items deposited); $0.20 per item over 300
$5 Monthly statement fee; waived if enrolled in e-statements

INTEREST BUSINESS CHECKING

$100 minimum opening balance
$15 Monthly service charge; waived with $5,000 average daily balance
Interest earned on account balances of $10,000 or greater
Interest earned on account balances of $10,000 or greater
300 Items per month (total debits, credits, and items deposited); $0.20 per item over 300
$5 Monthly statement fee; waived if enrolled in e-statements

ANALYSIS BUSINESS CHECKING

$100 minimum opening balance
$15 Monthly service charge; $12 per month secondary account maintenance fee; +0.01% monthly balance management fee
Earnings credit available at competitive rate
$0.25 analysis per deposit; $0.10 per deposit item; $0.17 analysis per check; $0.15 per ACH debit/credit
Prime +3.0% negative balance fee

BUSINESS SAVINGS

$100 minimum opening balance
$4 Monthly service charge; waived with $500 average daily balance
Interest earned on entire account balance
Unlimited in-person or ATM withdrawals; limit of 6 electronic transfers and/or checks per month; additional items $5 each

MONEY
MARKET BUSINESS

$100 minimum opening balance
$12 Monthly service charge; waived with $2,500 average daily balance
Interest earned on entire account balance
Unlimited in-person or ATM withdrawals; limit of 6 electronic transfers and/or checks per month; additional items $5 each

No monthly service charge for Online Banking View and Transfer services.

ATM/Debit Card Access: First ATM or Debit card issued free of charge. No ATM fees apply at Oregon Pacific Bank or MoneyPass® network ATMs.

Coin and Currency Services: $0.10 fee per roll; first 10 free. $0.50 fee per strap; first 5 free.

Interest Earnings: See a Relationship Banker for the current interest rate schedule and applicable account types.

Terms and Fees: See a Relationship Banker for full details on services, terms, and the complete fee schedule. Fees subject to
change. Refer to full fee schedule for details.

Benefits of Community Banking

When it comes to what’s most valuable in helping local businesses and nonprofits succeed, there are big benefits in banking with a community bank. In addition to relationship-based banking, Oregon Pacific Bank makes decisions based on what will best serve our clients and the community.

Learn more about community banking >

Relationship Banking that Goes the Extra Step for Your Business

Relationship banking means valuing relationships over transactions. Our bankers get to know our clients, taking the time to understand your unique business and industry needs. When you give us a call, you’ll get a friendly voice answering the phone – one that knows you!

Learn more about relationship banking >