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Oregon Pacific Loan Solutions

Apply Online for Small Business Financing

Apply for funding for your business through our easy-to-use online application! Our digital process offers simplicity and speed, while our commitment to personalized local service remains unwavering. This blend of modern convenience and hometown service sets us apart in the community banking sector. We offer three types of loans tailored to meet the diverse needs of small businesses in Oregon: Line of Credit, Term Loans, and Owner-occupied Commercial Real Estate Loans.

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Sea Lion Caves, Florence Ore.

Flexible Financing with a Line of Credit

Access funds as needed to manage cash flow, cover short-term expenses, and seize new opportunities, up to $250,000.

Ideal for seasonal businesses, working capital needs, and unexpected expenses.

Benefits:

    • Borrow only what you need and pay interest only on the funds you use.
    • Quick and convenient access to funds.
    • Flexible repayment terms.

Structured Solutions with Term Loans

Get the capital you need for significant investments with fixed-term loans, up to $250,000.

Ideal for long-term investments, equipment financing, and business expansion.

Benefits:

    • Fixed interest rates and predictable monthly payments.
    • Various term lengths to suit your business plan.
    • Suitable for purchasing equipment, vehicles, or expanding your operations.
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Umpqua Valley Tractor, Roseburg Ore.

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Eugene Family YMCA, Eugene Ore.

Grow your Business with a Commercial Real Estate Loan

Finance the purchase, renovation, or refinance of owner-occupied commercial properties, up to $350,000.

Ideal for investments, business footprint expansion, and real estate development.

Benefits:

    • Competitive rates and flexible terms.
    • Financing for a variety of property types.
    • Support for owner-occupied and investment properties.

Start Your Online Application!

Maximum Line of Credit and Term loan amount of $250,000; maximum CRE loan amount of $350,000. Connect with one of our experience bankers if you have higher financing needs. 

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CONNECT​ WITH US

We specialize in customizing banking solutions tailored to meet the needs of local business and nonprofits. Reach out to our team with your inquiry and let’s start a conversation today!

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