Our Residential Lending team is committed to serving the housing needs of our local community members. Our knowledge of the local real estate market blended with in-house decision making allows us the creativity to find a solution that’s right for you and your family.
Federal Housing Administration (FHA) loans are easier to qualify for than conventional loans and generally require a lower down payment, though more interest may be paid overall
The U.S. Department of Veterans Affairs guarantees loans made by lenders, making it easier for veterans to obtain home loans with favorable interest rates and little to no down payments
USDA loans are insured by the U.S. Department of Agriculture and offer 100% financing with no down payment to low-income property owners living in certain rural areas
At Oregon Pacific Bank, we make the mortgage process simple and convenient.
If you’re interested in applying for a residential loan, you can easily get started by completing our secure online mortgage application.
Access our Mortgage Web Center to apply today and take the first step toward your new home or improvement project!
Reach out and discover tailored banking solutions designed for local business. Experience the difference of banking locally with Oregon Pacific Bank.
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COOS BAY | EUGENE | FLORENCE | MEDFORD | ROSEBURG | PORTLAND
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©2024 Oregon Pacific Banking Co. | DBA Oregon Pacific Bank
