Find the perfect card to match your needs. Choose between earning unlimited 1% cash back on qualifying purchases with a $35 annual fee, or enjoy the value and flexibility of our Platinum card with no annual fee. Both cards provide great features designed to enhance your financial flexibility and convenience.
0% introductory Annual Percentage Rate (APR) on purchases and balance transfers for 7 billing cycles. After that, your APR will be 16.00% for Platinum Cash Back Rewards, and 18.00% for Platinum only. These APRs will vary with the market based on the Prime Rate.
Tap to pay with contactless payments or add to your mobile wallet for convenient, on-the-go transactions.
Make purchases around the world wherever Visa is accepted.
Set account alerts to track payments and balances online
Manage payment options and monitor transactions through consumer.cardservices.bank
No annual fee
1% cash back on all purchases; $35 Annual Fee
With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used.
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Learn more at: Visa’s Zero Liability Policy | Visa
For detailed information on the Visa benefits package for personal credit cards, please review the Guide to Benefits.
Please view the current Terms and Conditions documentation within the credit card application to see full details. For the most accurate and up-to-date information, always refer to the application materials. All credit card accounts are subject to credit approval.
Consumer Platinum: APR is the Wall Street Prime Rate + 10.00%.
Consumer Platinum Cash Back Rewards: APR is the Wall Street Prime Rate + 8.00%.
The APR will vary based on changes in the Prime Rate published in The Wall Street Journal. For current rates, please see the terms and conditions documentation provided with the credit card application. The APR for purchases may change based on creditworthiness.
Annual Fee:
Penalty Fees:
Transaction Fees:
While Oregon Pacific Bank assists with your credit card application, the card itself is issued and managed by ServisFirst Bank. All inquiries regarding customer support, billing, and online management will be handled by ServisFirst Bank.
Cardholders can call 1-888-999-3340 for assistance with their accounts.
Online Payments: One-time or automatic payments can be made by customers registered with their respective online management sites.
Automatic Payments: Can be set up using the auto-pay form provided.
Mail-in Payments: Payments can be made by check and mailed to:
Card Services
PO Box 2711
Omaha, NE 68103-2711
Phone Payments: Payments can be made free of charge by calling 1-888-999-3340.
All credit card accounts are subject to credit approval. Terms and conditions apply. Please review all product agreements and disclosures provided upon account opening, including interest rates, fees, and rewards program details.
Certain fees and charges may apply, including but not limited to late payment fees, foreign transaction fees, and cash advance fees. Interest rates and credit limits are subject to change based on creditworthiness and other factors.
Cards are issued and serviced by ServisFirst Bank. Oregon Pacific Bank facilitates the application process, while ServisFirst provides card management and customer support and can be reached at 888-999-3340. For more information on how your data is handled, please review the ServisFirst Bank Privacy Notice.
Reach out and discover tailored banking solutions designed for local business. Experience the difference of banking locally with Oregon Pacific Bank.
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