Purchasing Card

The Visa® Business Purchasing Card offers additional functionality and reporting to effectively manage your business payables and earn a cash rebate. The online account management system allows visibility and control for administrators and provides cardholders the ability to reconcile their charges with the expense management system.

Purchasing Card (PCard) Features:

Improve efficiency, reduce costs, and have greater visibility into expenses and procurement.
Restrict cards at the individual level by merchant category, daily and monthly spend, and much more.
24/7 online access allows administrators to add cardholders, MCC codes, increase/decrease spending limits, view approvals/declines, print statements, update profiles, and make payments in real-time.
Earn cash back rebate on all purchases through a tiered rebate structure.

Cash Back Tiers

$0 – $499,999 annual purchases: 0.25%

$500,000 – $4,999,999 annual purchases: 0.75%

$5,000,000+ annual purchases: 1.00%

Expense Management Software

The ServisFirst Expense Management module offers broad functionality by leveraging advanced capabilities for queries, workflow management, report generation, and data exports.

Define account code segments including cost centers, departments, or other account ledger indicators to automatically assign to transactions.
Account holders can review, edit, and submit expense reports for supervisors to review.
Provides program administrators, finance personnel, and travel and purchasing managers extensive spend analysis tools.
Track out of pocket and mileage expense reimbursements and record on separate reports for audit purposes.

Visa Payables Automation

Streamline the way you pay your supplier, and, after your supplier charges the card, you will receive all reconcile notifications.
Control Spending: Visa can automatically adjust your commercial card limit to match approved invoices, reducing the risk of unauthorized activities.
Optimize cash flow: Since your supplier charges a Visa account, you do not have to pay until you receive a consolidated bill from your bank.

Fee Schedule

Start-Up Costs – One Time Implementation Fee: $250.00
Annual Fee Per Card: $25.00
Late Fee: $25.00
Cash Advance Fee: the greater of $5.00 or 3% of the transaction
Foreign Transaction Fee: 2% of the transaction in US Dollars
Additional Sales Draft Request: $5.00
Return Payment Fees: $25.00
Statement Reprint Fee: $5.00

Customer Support

While Oregon Pacific Bank assists with your purchasing card application, the card itself is issued and managed by ServisFirst Bank. All inquiries regarding customer support, billing, and online management will be handled by ServisFirst Bank.

Cardholders can call 1-888-999-3340 for assistance with their accounts.

Ready to get started?

Visit your nearest branch and ask our local bankers about our Purchase Cards. We will assist you in completing your application.

View Branch Locations

All credit card accounts are subject to credit approval. Terms and conditions apply. Please review all product agreements and disclosures provided upon account opening, including interest rates, fees, and rewards program details.

Certain fees and charges may apply, including but not limited to late payment fees, foreign transaction fees, and cash advance fees. Interest rates and credit limits are subject to change based on creditworthiness and other factors.

Cards are issued and serviced by ServisFirst Bank. Oregon Pacific Bank facilitates the application process, while ServisFirst provides card management and customer support and can be reached at 888-999-3340. For more information on how your data is handled, please review the ServisFirst Bank Privacy Notice.