Joe Carmichael serves as Vice President and Commercial Relationship Manager at Oregon Pacific Bank’s Eugene branch, where he has worked since 2018. With a banking career that began in 2007, Joe values OPB’s commitment to local decision-making and personalized client service.

A Eugene native, Joe is proud to continue his family’s legacy of community involvement. In 2021, he became president of the board of directors for the Eugene Family YMCA, an organization that holds deep personal meaning for his family. His grandmother credited the YMCA with extending her life and served on its board for 10 years, inspiring Joe to follow in her footsteps.

Outside of work, Joe enjoys hiking, spending time with his tight-knit family, and celebrating the rich history of the Willamette Valley, where his ancestors settled after traveling the Applegate Trail.