Personal Banking Solutions

Personal Checking & Savings Accounts

Our checking and savings solutions are designed to support your goals, but what truly sets us apart is our commitment to relationships. With local decision-making and a team who knows you by name, we provide trusted guidance and responsive service—because to us, you’re more than a client. You’re part of our community, and that matters most.

View our Checking and Savings Account options >

E-CHECKING

$100 minimum opening balance
$7 monthly service charge; $4 discount credit applied if enrolled in E-statements
Monthly service charge waived for primary account holders 18 years and under
$0.50 charge per check written (includes checks written by you, issued through Bill Pay and pre-authorized checks)

UNLIMITED CHECKING

BENEFITS INTEREST CHECKING

$100 minimum opening balance
$12 monthly service charge; waived with $2,500 average daily balance
Interest earned on entire account balance
1st standard box of checks free
Unlimited check writing
3 free cashier’s checks per month

PERSONAL SAVINGS

$100 minimum opening balance
$5 monthly service charge; waived with $500 average daily balance
Monthly service charge waived for primary account holders 18 years and under
Interest earned on entire account balance
Unlimited in-person or ATM withdrawals; limit of 6 electronic transfers and/or checks per month; additional items $5 each

MONEY MARKET

$100 minimum opening balance
$10 monthly service charge; waived with $1,000 average daily balance
Interest earned on entire account balance
1st order of Money Market checks free
Unlimited in-person or ATM withdrawals; limit of 6 electronic transfers and/or checks per month; additional items $5 each

For All Personal Checking Accounts: No monthly service charge for Online Banking, Mobile Banking, Bill Pay, or Mobile Deposit

ATM/Debit Card Access: First ATM or Debit card issued free of charge. No ATM fees apply at OPB or MoneyPass® network ATMs.

Interest Earnings: See a Relationship Banker for the current interest rate schedule and applicable account types.

Terms and Fees: See a Relationship Banker for full details on services, terms, and the complete fee schedule. Fees subject to
change. Refer to full fee schedule for details.

Oregon Pacific Bank’s community legacy

Oregon Pacific Bank’s mission began in 1979 with five people operating out of a single-wide mobile home in Florence. They set out to fulfill a need that was missing in the community.

Today, we’re the longest-serving community bank in Lane County. We serve communities around the state with branches in Florence, Eugene, Roseburg, Coos Bay, and Medford, and in around the state with branches in Florence, Eugene, Roseburg, Coos Bay, Medford, and Portland..

Learn more about OPB’s community legacy >

Trust Services

We are proud to be one of the few community banks that offers trust and fiduciary services, which include estate planning and settlement, investment management, conservatorship, and trusts. Caring and experienced, our trusted professionals build deep, long-lasting relationships with our clients and provide you and your family peace of mind.

Learn more about our trust services >